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Wednesday, March 17, 2010Welcome

 

Welcome To Ultimate Lending Concepts, Inc


Today's mortgage markets are filled with confusion and uncertainty, making it absolutely critical that you seek a mortgage brokerage that can lead you through the mine fields we are presently encountering. We at Ultimate Lending Concepts are dedicated to providing you with Knowledgeable and Honest Services, and pride ourselves on our ability in helping you better understand the current market conditions in which we now find ourselves.


At a time when it seems that you can not trust anyone in the mortgage business,  we  want you to know that we have committed ourselves to providing you with honest, straightforward advise and service. We feel that the most important thing we can do is to treat each client with the utmost respect, providing them with the information and transparency they require to help them feel much better about the loan process.

We spend the needed time to explain to our clients all of their mortgage options as well as educate them on why one type of loan maybe better for their individual situation over another program. We do not just want to provide you with a mortgage, we want to provide you with the Right Mortgage!

At Ultimate Lending Concepts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and  "wisdom" in our quest to help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates as well as private "hardship" lenders.

Because we work with multiple investors, it allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Our mortgage consultants stand ready to help you in your search for a new loan, whether it be for a home purchase, refinance, second mortgage or home equity line of credit. We can provide you with a pre-qualification letter within minutes of receiving the needed information required. You can click on the previous link to provide us the information required or if you prefer, please feel free to call us anytime at 303-423-5220





Purchasing

Refinancing

Imperfect Credit

How to - tools

 
 

Meet Our Staff

Our staff of loan experts is
here to help.

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Calculate Mon.Payment

Loan Amt:  
Term Rate APR Payment
30 Yr Fxd 4.750% 4.895%
20 Yr Fxd 4.375% 4.595%
30 Yr FHA/VA 4.625% 4.795%
5/1 ARM 4.25% 4.510%
3/1 ARM 4.25% 4.510%
15 Yr Fxd 4.25% 4.495%
 

Testimonial

"Ultimate Lending Concepts, Inc was perfect to work with. We were first time home buyers and they made the whole process stress-free. They explained all of our options and were friendly and extremely professional - I recommend them to all our friends."
Sandra and Bob T.


 
 

Market News

More than 100 complaints lodged over fixed Toyotas (AP)

FILE - In this Jan. 27, 2010 file photo, the Toyota logo is seen on a car at a dealership in Nashville, Tenn. An analysis by The Associated Press finds that the U.S. government has received more than 100 complaints from drivers who say their recalled Toyotas are still accelerating on their own even after receiving the automaker's fix. (AP Photo/Mark Humphrey, File)AP - Complaints of sudden acceleration in Toyotas repaired under recalls have nearly doubled in the past two weeks, according to an Associated Press analysis of government data.
Stocks climb after Fed pledges to hold rates low (AP)

Im this March 16, 2010 photo, traders work on the floor at the New York Stock Exchange in New York. Stock prices rose Wednesday, March 17, after U.S. and Japanese central banks reaffirmed plans to keep interest rates low in an effort to drive economic growth. (AP Photo/Seth Wenig)AP - The stock market has a new formula for success: a slow and steady trek higher.