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When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. Sellers only want to work with financially qualified buyers. There are specific things you can do to make certain that the Seller chooses your offer.

The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Sellers perspective for a moment. If you were the Seller, all things being equal, would you accept an offer with a Financing Approval Certificate or the one that was still conditional on Financing? The answer is obvious.

Why then, would you as a buyers wait to get your Financing Approval Certificate? Start your Loan Approval NOW by filling out the form.

What we have found is that buyers that know they are financially sound are not usually worried about getting approved. Even though they generally will not have any problem being Approved, the Seller has no guarantees and you have given up your competitive advantage.

Finally, from a cost savings perspective...
As a prospective purchaser, it makes the most sense to start the financing process early so you can get a firm handle on your interest rate and an estimate of points and closing costs. That way you are not at a competitive disadvantage or under a time constraint when you find the home you wish to purchase.